Rideshare Accident Attorney

Many Americans rely on rideshare services from Uber and Lyft to get to where they must go daily. However, rideshare accidents are common in our growing community, and serious injuries can negatively affect your life.

Fields Injury Law can help. Our experienced Minnetonka rideshare accident attorneys are uniquely qualified to maximize your settlement in a personal injury claim.

Call (612) 206-3495 today for a free legal consultation about your rideshare accident. Our rideshare accident lawyers will review your case for free and outline your legal options.

Schedule a Free Consultation

Why Choose Our Rideshare Accident Attorneys? 

Fields Injury Law is trusted by thousands of personal injury clients annually. No matter where you live or the type of injury, we can help if another person’s negligence caused your injuries. Since 2001, our personal injury attorneys have helped injury victims in Minnesota and other states.

We have obtained excellent settlements recently, including:

• $350,000 car accident settlement
• $875,000 car accident/work injury settlement
• $379,000 construction site accident settlement

Our Minnetonka office is conveniently located on Wayzata Blvd, next to Life Time Tennis and across I-394 from Herzing University Minneapolis. You can call us for a free legal consultation anytime at (612) 206-3495.

Rideshare Accident Compensation 

Like any auto accident, a rideshare accident involving Uber or Lyft can be worth almost any amount. There’s no one-size-fits-all answer to how much a rideshare crash claim is worth. It depends on the specifics of your situation.

The value of a rideshare accident claim typically hinges on factors like the severity of your injuries, medical expenses, lost earnings, and the circumstances of the accident.

For example, if you’ve got minor injuries with a quick recovery, you’re looking at a lower payout, perhaps for your current medical bills and a few weeks of lost income.

But if a rideshare accident leaves you with severe injuries, such as brain damage, the claim can be worth hundreds of thousands or more. Just the first year of brain injury care can be hundreds of thousands of dollars.

$1 Million Commercial Insurance In Some Cases 

Rideshare cases can also become tricky due to insurance questions. Companies like Uber or Lyft often provide up to $1 million in liability coverage if the driver is actively transporting a passenger.

If they were just waiting for a ride, that drops significantly, sometimes to as low as $50,000 per person or $100,000 per accident. If the rideshare app is off, you’re stuck with the driver’s personal insurance, which might be minimal.

Fault matters, too. If another driver caused it, their insurance can pay, but if they’re uninsured, you might need to use the rideshare company’s uninsured motorist coverage, if available.

Insurance Is Complex With Rideshare Accidents - Talk to a Lawyer

Rideshare insurance claims are complex, so hire a personal injury attorney to handle the matter for you. It takes skill and experience to understand which policy pays and how much.

Regardless of your rideshare claim value, you can anticipate that the liable insurance company will fight and lowball your claim. That’s why you should retain a Fields Injury Law rideshare accident attorney.

Our lawyer will carefully collect accident evidence to prove who was at fault and demand maximum compensation from the liable insurance company.

Where Rideshare Accidents Occur In Minnetonka, Minnesota 

Minnetonka is a growing community. That is why more people use rideshare from Uber and Lyft. As a result, we see more rideshare accidents in our busy community than a decade ago.

Common spots that see frequent auto accidents include:

• Minnetonka Boulevard and Shady Oak Road
• Excelsior Boulevard and Hopkins Crossroad
• West Lake Street and Williston Road
• Plymouth Road and Minnetonka Boulevard
• Minnetonka Boulevard and Highway 169

Your rideshare accident attorney at Fields Injury Law will determine who violated their duty of care and caused the accident.

Types Of Rideshare Accidents

Like any auto accident, many rideshare accidents often lead to serious injuries. Rideshare drivers usually get in accidents because they are in a hurry or distracted by their cell phones and GPS maps.

Common examples of rideshare accidents include:

• Rear-end crashes: Rear-end accidents are common in Minnetonka because of fatigued, distracted, or intoxicated drivers. Rear-end accidents can lead to devastating injuries. 
• Head-on crashes: The most serious rideshare accident is probably a head-on crash. It can happen due to drunk driving, distraction, or driver fatigue. 
• Side-impact crashes: Side-impact or T-bone collisions usually happen at intersections with red lights or stop signs. They are serious because the side of the vehicle offers little crash absorption. 
• Multi-vehicle accidents: A rideshare crash involving several vehicles can be serious because of the many potential injury victims and liable parties. Always have a rideshare accident lawyer represent you when your accident involves several vehicles. 

Types Of Rideshare Accident Injuries

Rideshare drivers are often in a hurry as they try to get fares to their destinations quickly. This haste can lead to speeding and recklessness, increasing the severity of injuries.

Rideshare accidents can trigger: 

• Whiplash and neck injuries: These occur frequently in sudden stops or rear-end crashes. The head jerks forward and back, straining the neck muscles and ligaments. The injury can range from mild soreness to chronic pain.
• Head injuries: These include concussions or even traumatic brain injuries (TBI). You might hit your head on a window, seat, or dashboard if the impact is hard enough or you’re not buckled up. Symptoms can be subtle, like headaches or dizziness, or more serious, like memory issues.
• Broken bones: Arms, legs, ribs, or wrists can snap from bracing against impact or getting crushed in a wreck. High-speed collisions or T-bones often lead to fractures.
• Back and spinal injuries: Herniated discs, pinched nerves, or even spinal cord damage can happen when the body twists or absorbs a big jolt. These can leave you with lingering pain or, in the worst cases, mobility problems.
• Cuts and lacerations: Shattered glass or jagged metal from the car can slice you up. These might need stitches and can leave scars, especially if debris gets embedded.
• Chest injuries: Seatbelts save lives but can bruise ribs or internal organs during a hard crash. Airbags can deploy fast, crack a rib, or cause burns if you’re too close.

The severity of a rideshare accident often depends on speed, angle of impact, and whether everyone wears seatbelts.

Fighting The Insurance Company 

Haggling with the insurance company after a rideshare crash is a headache. Rideshare accidents are often serious, and it isn’t easy to understand whose insurance policy should pay.

The insurance companies, whether it’s the driver’s personal policy, the rideshare company’s coverage, or a third party’s insurer, often dig in their heels to avoid paying out what you deserve.

Insurance Coverage For Rideshare Accidents Is Complex 

First, understand the insurance landscape. Rideshare companies typically have policies that kick in depending on what the driver was doing at the time of the accident.

If the driver was offline, their personal insurance is usually responsible for your damages. If they had the app on and were waiting for a ride, the company offers limited coverage—often just enough to cover basic liability.

But if they were picking you up or driving you somewhere, the rideshare company’s big policy, usually up to $1 million, should apply. Knowing this helps you figure out who to target and what to expect.

Don’t Accept A Denial Or Lowball Offer

Second, the insurance company might try to dodge responsibility by arguing over the driver’s status or pinning blame elsewhere.

Don’t let them rush you into accepting a lowball offer. Those early settlement checks can look tempting when bills are piling up, but they’re often a fraction of what your case is worth, especially if you’ve got injuries, lost earnings, or long-term damage.

Collect Strong Evidence And Give It To Your Lawyer 

Evidence is your best weapon. Grab everything you can that shows who caused the accident: photos of the crash scene, the driver’s insurance information, witness contacts, and the police report.

Report the accident through the rideshare app, too. It creates a paper trail they can’t ignore. If you’ve got medical bills or records showing how the accident messed up your life, keep them organized. The more solid your proof, the harder it is for them to wiggle out of paying.

Insurance adjusters are pros at twisting your words, so be careful what you say. Stick to the facts, such as where it happened, how the crash occurred, and what got hurt.

Don’t speculate about fault or downplay your injuries, even if you feel okay immediately. Some injuries take time to show up, and you don’t want them using your offhand comments against you later.

A Rideshare Accident Attorney Will Fight The Insurance Company 

If the insurance company gives you a difficult time by denying the claim or lowballing you, retain a skilled rideshare accident lawyer at Fields Injury Law Firm. Our experienced attorneys know the insurance games they play after a rideshare accident. You can count on our personal injury attorneys to fight the insurance company effectively.

You’ve got options beyond just negotiating, too. If the driver’s personal insurance won’t budge and the rideshare policy doesn’t apply, your personal injury attorney can help get your policy to cover your claim. This is possible if you have uninsured and underinsured coverage on your policy.

What to Do After a Rideshare Accident

After calling the police and an ambulance, to ensure the best results in your case: 

• Report the accident to the rideshare company: Open the Uber or Lyft app and report the accident immediately. The app should have a Help or Safety section where you can submit the accident. This initiates the insurance process; Uber and Lyft have commercial coverage that may pay for your accident.  
• Seek medical attention: Even if you feel fine, see a doctor soon after. Some injuries, like whiplash or concussions, don’t show up right away. Medical records also strengthen any claims if you need compensation later.
• Document your case: Keep a file with the police report, medical records, receipts for expenses (like repairs or meds), and screenshots of your ride details from the app. Write down your memory of the accident while it’s fresh.
• Understand insurance: Rideshare insurance can get tricky. The company’s policy usually covers damages or injuries if the driver logged in and was working. If they weren’t, their personal insurance might apply. If the other driver was at fault, their insurance might apply. Additionally, the insurance company may try to deny your claim.
• Call an attorney: If injuries are serious, costs pile up, or there’s a dispute over who’s liable, talk to our personal injury lawyer who knows rideshare cases. They can deal with the companies and insurers, who sometimes drag their feet or lowball you.
• Follow up: Stay in touch with the rideshare company and any insurance adjusters. Respond promptly, but don’t agree to settlements until you know your full damages. Rushing for a settlement can leave you short of money. 

Always speak to an experienced rideshare attorney at Fields Injury Law if you have any questions about your case. You should have us review your case to ensure that you maximize your compensation.

Speak to a Rideshare Accident Attorney

If you or a loved one has suffered an injury in a rideshare accident, you are not alone. At Fields Injury Law we will maximize your compensation.

Call (612) 206-3495 today for a free legal consultation. You won’t face any legal fees if we don’t win your case. Plus, there are no upfront legal fees, so you can always afford our outstanding legal services.

Schedule a Free Consultation